Recently, Tele2, in cooperation with Tinkoff Bank, introduced a new credit card to the market, the main purpose of which is to pay in stores with non-cash money.
One of the main advantages of the service is the PayPass function. She pays in this way. Distinctive features of the service are loan transparency and low interest rates.
Mobile phone money
To use a microcredit, you need to activate the Promised Payment service.
To activate it, you need to send an SMS with English letters to number 112:
- USSD * 112 * 1 # and press the "call" key;
- After the successful completion of the operation, the number from which the message was sent will receive a response SMS. Where is all the information about the loan that was credited to the balance. Also in the message will be additional information about the service.
Information about offers
The mobile operator Tele 2 offers citizens of Russia three types of microcredit programs.
|
Loan type |
Size in rub. | Term in days | Overpayment / rub. |
| The first | 50 | 3 | 5 |
| Second | 100 | 7 | 10 |
| Third | 200-300 | 10 | 20-30 |
Interest rate
When issuing a loan, the mobile operator receives a commission from the number, with a fixed rate of 10%. This number may vary and depends on the term and amount of the loan.
The use of 10 rubles, the customer must pay one ruble. With a loan amount of 1000 rubles, the commission will be credited in the amount of one hundred rubles.
When a subscriber receives a Tele2 loan of 200 or 300 rubles, then for the use of funds, you need to pay 20 and 30 rubles.
Loans from Tele2 are issued for fairly short periods:
- For example, when applying for a loan of 50 rubles for the first time, it is possible to use it for only three days;
- Repeated loan for 100 rubles, issued for one week;
- Loans from 200 to 300 rubles are issued for 10 days. It is worth remembering that it means that ten working days and weekends are not included in this period.
The time for which the option is offered is considered within three days to 10 days.
The time of action often depends on the moments:
- The amount of debt;
- Region.
After the end of the time devoted to the consideration of the required option, the required amount of finance is debited automatically from the subscriber's account:
- If there is not enough money on the account, the number will stop servicing for a certain amount of time;
- If there are reasons why the client could not replenish the account with the required amount, this can be done later.
Requirements for borrowers
As soon as an application is received from a user for a microcredit, the company's employees will begin to consider it in the near future. Often, they first look at the region where the user lives.
By visiting the official website of Tele2, you can see a list of cities and towns whose residents this service is available. If the subscriber's settlement is not in the list, he will not be given a microloan.
If residents from other regions have a desire to use the service, they will need to sign an agreement with the company that the payment system will be advance. Then they can use this package from 15 days to 180. It will be necessary to top up the phone balance above 100 rubles. You should do this at least once.
There are also some restrictions on the funds in the client's account:
- Getting a loan is possible only if the subscriber has an amount on his balance sheet exceeding 30 rubles;
- Microcredit is also available for numbers with a negative balance. But the amount should not exceed 10 rubles.
The option is not available only to customers using Tele2 cellular communications for less than two months.
An individual who has been a subscriber of the company for more than 2 months can take a loan on Tele2 for about 50 rubles. Immediately after exceeding the four-month period, the loan amount from 100 rubles to 300 is available to the user.
How to connect
To fully use this service, you should learn the commands:
- *122# - will allow you to get all the necessary information about lending services;
- *122*1# - activates the selected service.
Other combinations you may need:
- 636 - find out the conditions for using the loan and activation;
- *105# - to provide information about the current account balance;
- *153# - paid services of the company available to the client.
Using the first command, you can find out all the information of interest and instructions for connecting the service. The dialing of the combination will allow the subscriber to receive an SMS message with information.
Individuals planning to connect the microloan service from Tele2 do not need to provide documents. Participation in the program is possible with the data and papers provided during the initial contact with the operator in order to issue a card.
Video: Expert Comments
What conditions does a credit card loan offer on TELE 2
The most important advantage of the service is favorable conditions for use:
- Annual maintenance is only 590 rubles;
- Interest rate on the loan 19.9%;
- 300 points for first use;
- The maximum amount of the loan limit is as much as 300,000 rubles;
- No need to pay for the issue and registration of the card;
- The interest-free period is as much as 55 days!
The main advantage of the card is a long period of interest-free use. Therefore, it is possible to use the credit limit without paying interest. It will be required for this replenishment of the account within the period specified in the terms of the contract.
Getting a card
The process for obtaining is quite simple and requires very little time. You only need to visit the official website. Then fill out the form and submit it.
When filling out, the following information is required:
- Contact phone number (own);
- Contact phone number (one of the relatives);
- Place of work;
- Loan amount;
- Passport data.
Plastic is provided at the nearest Tele2 office.
If it is not possible to visit the branch, it is possible to receive it by mail. You will need to write the address of residence and the system will send to the nearest point of stationary service.
Features and Specifications
The most important feature in using this card is the bonus system. When making purchases in the salons of the Tele 2 company, or when replenishing the account of a mobile number, bonuses of 3% are accrued. Interest is charged for the entire purchase, but their size is only 1%.
The bonus accumulated during the use of the card can be spent in one of two ways:
- Make a purchase in Tele 2;
- Top up your phone account from this operator.
The main advantages of obtaining a microloan from Tele2 are as follows:
- A user who has run out of finances on a mobile number has the opportunity to stay in touch. He is provided with Making calls to subscribers of all operators in the amount not exceeding the credit limit;
- Lots of microfinance options. Subscribers are offered several options for obtaining a loan and everyone can choose the most suitable for themselves;
- The operator instantly credits the funds. Therefore, the client will not have to experience inconvenience due to the lack of communication.
In addition to the obvious advantages of obtaining a microloan from Tele2, it will be useful for a subscriber planning to use the service to learn about the disadvantages:
- Microcredit is provided only to residents of certain regions, so some residents will not be able to get a loan on the body2;
- There is a certain commission charged for the use of funds;
- In case of non-payment, the subscriber's number will be blocked.
Redemption
Card maintenance is quite simple. There is no need to visit the office of the company. Internet access will suffice. The company offers a personal account.
It performs any required operation: Replenishment is possible from the card of all banks. It will only require the introduction of CVV in a specially indicated place.
Depositing funds is also carried out at the offices of the partners of the company. Among them:
- Messenger;
- Post office;
- Euroset;
- kiwi wallet.
Users who do not return the borrowed funds to the phone may be blocked by the company for six months.
The main quality of Tele 2 has always been customer focus. Therefore, being serviced by this mobile operator and taking a loan on tele2 is always beneficial for customers. The procedure for obtaining a loan is quite simple. You can repay the debt in almost any corner of the country, thanks to the company's partners.
Payment can also be made using a QIWI wallet. Most clients appreciate the attitude towards them, which is shown both in the servicing of the loan and in its payment. After all, such processes require only the Internet.
In the event that the balance is empty and there is no money to replenish it, the operator offers us to borrow a small amount from him for several days. How to take the promised payment on Tele2 for 100 rubles in two ways, we will tell you this time. You will see, there is nothing complicated here.
Briefly on the topic
You can take the promised payment on Tele2 for 100 rubles using the short command *122# or on the operator's website, through a personal account. And another way is through applications on your smartphone. Commission for the service when taking this amount - 10 rubles.
Two ways to get money into a debt account
If you have a small minus or zero on your account, or maybe there are not enough funds on your account to pay for the tariff, you can always make the promised payment to Tele2 for 100 rubles. This service is available with almost any balance: with a negative balance - up to -30 rubles, and a positive one is not limited. The loan is provided for 3 days, and a commission of 10 rubles is charged for its use.
How to take the promised payment on Tele2 for 100 USSD rubles with the command:
- Enter through the dialer or keyboard, if the phone is push-button, USSD-command *122# .
- Click on "Call".
- After a second, a window will appear on the screen, where there will be a list of the amounts that you can. Choose the option from 100 rubles.
- Click "OK".
The second option is to use the capabilities of a personal account, which is available to every Tele2 user if he is registered on the site. So, in order to do this:
- Log in. Here you will immediately be taken to the profile menu.
- At the top of the screen, look for the "Balance" button, click on it.
- Now you need to scroll the screen up, - we are looking for the inscription "Promised payment".
- Click on “Select an available amount”, and then on “110 rubles for 3 days”. Extra 10 rubles. is a fee for using the service.
- Click on "Connect".
Please note: the option is available when using Tele2 communication from 1 month and only if it is not currently connected. That is, to get another loan, you must first pay off the previous one. And one more limitation: the tariff plan can only be prepaid.
3 way - application:
- Log into the app on your smartphone
- We immediately see "Balance" and.
- Select the desired amount, it will be displayed immediately with a commission and validity period.
- Click on "Connect".
Video:
Everyone who uses mobile communications, at least once, but ran out of money on the phone at the time of the conversation. And such moments are doubly unpleasant if it is not possible to replenish your account quickly.
Currently, this problem is solved in a jiffy - you just need to know which allows you to top up your phone balance on credit. A trust payment can be made both with a zero and a negative balance, the only limitation is the presence of a previously taken and outstanding debt.
How to get a loan on a Tele2 phone?
The promised payment available for a Tele2 subscriber depends on the subscriber experience and on monthly mobile communication costs - the longer you use your number and the more money you spend on Tele2 services, the more you can borrow. The service is provided without a monthly fee, but a fee is charged for the use of deferred payment.
There are two ways to get a loan on Tele2:
- Dial the USSD request *122# call on your phone and, following the instructions that will be displayed on the phone screen, select the size and term of the loan.
- To quickly connect the minimum amount of the promised payment (50 rubles for 1 day), dial the USSD command *122*1# call.
In addition, you can borrow on Tele2 through the subscriber's Personal Account. Enter it, and on the main page, click the "Promised Payment" button. Then select the amount by which the balance will be credited.
The promised payment must be repaid within the specified period, for this it is enough just to replenish the balance by an amount equal to or greater than the amount borrowed. If your account is not replenished on time, then after the expiration of the trust payment, the amount taken with a commission is deducted from the number, and the balance becomes negative. It will be impossible to take a new loan until the existing promised payment on Tele2 is repaid.
In order not to borrow, set up "Auto payment" service and the balance of your Tele2 phone will be replenished from your bank card automatically.
Description of the Promised Payment service
A trusted, promised or deferred payment is a service in which a mobile operator credits funds to its subscriber's cell phone number in debt with a set period of use and a fixed commission.
You can take a loan from the Tele2 operator from 50 to 300 rubles. The minimum amount can be received by any subscriber using the company's services for more than 60 days. The maximum credit limit becomes available only after a year of using communication services.
Borrowed money cannot be transferred to other numbers, they can only be spent.
You can even take a loan on Tele2 with a zero or minus balance, but only up to -30 rubles. With a larger minus, the service cannot be used.
The term of the credit of trust is from 1 to 10 days, depending on the amount and region. Also, the size of the commission is different. For example, for subscribers in Moscow and the region, following conditions receiving the promised payment:
| Sum | Term | Commission |
| 50 rub. | 3 nights | 5 rub. |
| 100 rub. | 3 nights | 10 rub. |
| 200 rub. | 5 days | 20 rub. |
| 300 rub. | 7 nights | 30 rub. |
Please note that the description of the service is relevant only for subscribers in Moscow and the Moscow region. In other regions, the credit limit, commission amount and minimum subscriber experience may differ - we recommend that you check them on the official Tele2 website.
As mentioned earlier, if you do not have time to return the promised payment within the set period, then your phone will be blocked - you will not be able to call and send SMS. You can re-take a loan only after paying off the previous Tele2 trust payment. In this case, if it is not possible to replenish the account on your own, you can use other free methods:
- Send a request to call back. Dial a team *118*phone_number#, and a "Please call me back" message will be sent to that number.
- Send a request to replenish your balance. After submitting a request *123*phone_number#, the subscriber whose number you indicated will receive a message on your behalf "Please top up my account."
These two simple commands, of course, can help out in difficult times, but still we strongly recommend that you monitor the status of your account () and replenish it in time.
There is not always enough money to buy goods or for other needs. As a rule, people are accustomed to using credit cards for these purposes, and if necessary, go to the bank to apply for a loan. To date mobile connection is expanding and now customers of the Russian mobile operator Tele2 will be able to take a loan directly from the provider. In this case, you do not need to go anywhere and draw up various certificates. More details about the loan on Tele2 will be discussed in the article.
Description
A loan on Tele2 is not fiction, but a reality, and each subscriber of the company will be able to take the necessary amount for their personal needs. The service is provided through the Internet resource. The procedure for obtaining a loan takes only 5-10 minutes, customers choose the terms and amount themselves. But under the terms there is a limit that cannot exceed 15 thousand rubles.
Loans can be taken according to prepared templates for the following needs:
- for the required purposes. This offer is the most commonly used. Money can be taken for any need.
- You can take a loan for vacation, for travel.
- Also, Tele2 customers have the opportunity to use the offer "For gifts to loved ones."
- In some situations, it is necessary to urgently buy goods, but there is no money at hand, in which case the offer "For an urgent purchase" is used.
- The loan is provided to pay utility bills.
- In services, it often happens that the total repair amount is more than the owner expected, and Tele2 suggests using the “For car repair” offer.
Also, users can independently apply for loans for different amounts through a special website of the Loan Selection program. On the site on the left side there is a column with the amount to be received, as well as the period through which the funds will be returned. After entering the necessary data, the system independently calculates the overpayment and indicates the amount in full, which will need to be repaid.
Service for finding the location of Tele2 subscribers.
The maximum loan amount is 15 thousand rubles, while the minimum threshold will be only 1000 rubles. Perhaps in the near future the limits will be changed, but for now you need to be content with what you have. The loan repayment period can also be different and ranges from 6 days to 1 month, the faster the loan is repaid, the less interest must be returned.
Loan processing
After applying for a loan and filling out the required form, data processing takes from 10 to 15 minutes, and funds can be received in a couple of minutes after processing the information.
To apply for a loan, a Tele2 user will not need any certificates or bundles of documents. All you need to have with you is your passport. Even if a person who wants to get a loan does not have a good credit history, it's okay. A loan can also be issued with a not very positive history of loans, the main thing to remember before applying is that all debts must be paid off and there should be no delays, otherwise the loan will be refused.
Tele2 and the resource for issuing loans will allow customers to choose the method of receiving money on their own, because the system has more than 10 ways to receive credit funds. It can be cash, to an electronic wallet or, and other methods.
If possible, then any person will be able to pay off his debt even before the end of the term. This is exactly what the Tele2 operator advises to do, since the overpayment in this case is minimal.
For registration, you need to do the following:
- Go to the site https://t2.prunto.ru/#/.
- On the right, select the amount you want to borrow. For example, 15,000 rubles.
- In the field below, you need to specify the period for which the debt will be repaid, for example, after 30 days.
- After that, a person can see the amount of funds that he will receive, the amount of the overpayment, as well as the final number.
- Next, the date by which the date you need to pay off the debt is shown.
- After entering the information, you must click on the button to receive funds. In the open menu, a mobile number is indicated, which is needed to track all information on the loan.
- Next, on specified number SMS comes with a password for further completion.
- After entering it, a menu opens in which you need to specify the rest of the recipient's data and the method of receiving funds.
In the end, just take the money and spend it on your needs. It is worth noting that the overpayment will be very large if you choose to pay off the debt during the month. Thus, with a maximum loan of 15,000 rubles, the client needs to pay an additional 9,000 rubles. If the payment is made within 6 days, then the commission for the use of funds will be 1500 rubles.
In general, the offer is convenient and quickly processed, but the percentage is quite high, so you should think about it before applying for a loan, it may be better to borrow from friends and not pay interest.
Tele2 credit card
Profitable credit card for smart shopping from Tele2 and Tinkoff Bank.
Order a new credit card from Tele2 and Tinkoff Bank on favorable terms, including interest-free use of credit funds and special bonuses for Tele2 subscribers.
Profitable credit card - it's possible
To get a new credit card with the Tele2 logo, you don't even need to leave your home. It is enough to fill out an online application and wait for a positive decision from the bank (usually, it is accepted within a few minutes). A bank representative will deliver your new card to your home or work at a convenient time and completely free of charge, two to three days after registration.
The credit limit on the Tele2 card can reach 300,000 rubles. The amount of the limit depends on your credit history, income level and other important factors. The interest rate on the loan is also set individually. The better your credit history, the more favorable the loan terms will be.
On credit - but for free
Regardless of the loan amount and individual interest rate, you can use the credit limit absolutely free of charge! Just pay off the debt within 55 days after the purchase and the bank will not charge any interest on it. An interest-free loan is a great alternative to payday loans, with their high interest rates.
The only restriction is that the interest-free period and preferential interest rate are valid only for card purchases, but not for cash withdrawals from ATMs. The new Tele2 bank card is focused primarily on purchases, and not on cashing out. To further encourage purchases with a credit card, there is a special bonus - from 1 to 3% is returned to the bonus account. You can spend this money on purchases and replenish your Tele2 account through an Internet bank or mobile application.
And one more small but nice bonus - 300 welcome points are awarded for the first card transaction.
Credit card fees
You can get acquainted with the official tariffs for the Tele2 and Tinkoff Bank credit cards in this document. In short, servicing the card costs 590 rubles a year, SMS informing will cost another 59 rubles per month, but this service can not be connected.
Another important advantage is that the repayment of the loan at most points of acceptance occurs without any interest and commissions. You pay only a monthly fee and not a penny more.
How to get a Tele2 credit card
Tinkoff Bank provides its services in the following Russian cities:
Moscow, St. Petersburg and the Leningrad Region, Barnaul, Belgorod, Blagoveshchensk, Volgograd, Voronezh, Yekaterinburg, Izhevsk, Irkutsk, Kazan, Kaliningrad, Kaluga, Kemerovo, Kirov, Krasnodar, Krasnoyarsk, Naberezhnye Chelny, Nizhny Novgorod, Novosibirsk, Omsk, Orenburg , Penza, Perm, Podolsk, Pyatigorsk, Rostov-on-Don, Ryazan, Samara, Saratov, Sochi, Tver, Togliatti, Tomsk, Tula, Tyumen, Ulan-Ude, Ulyanovsk, Ufa, Khabarovsk, Chelyabinsk and Yaroslavl.
Work with clients on obtaining urgent credit cards is carried out only through remote channels - online registration and delivery, then through the Internet bank and mobile applications.
